Why it's Important to Pre-Qualify

	In the market for a new mortgage? We'd be thrilled to answer your questions about our mortgage offerings! Give us a call today at 512.257.3749. Ready to begin? Apply Here.

It is valuable to consult your mortgage loan professional early — even before you've started to research neighborhoods. What for? Perhaps it is hard to fathom the ways in which we could help even before you start to calculate your offer.

We Will Help You Pre-Qualify

We will help you find out how much of a loan you can qualify for and the monthly payment amount you can afford by helping you pre-qualify. We can do this by considering your debts and income, your employment and housing circumstances, your available funds for a down payment, required reserves, and other financial considerations. It is a short, thorough process with minimal risks for papercuts.

At the point you are determined to be eligible, we document our confidence in your ability to qualify for a loan by awarding you a Pre-Qualification Letter (also called a "pre-qual").

Power in the Pre-Qual

When you locate the house that meets your needs, and you want to put together an offer, being pre-qualified for a mortgage will do a couple of things. First, it helps you know how much you are able to offer. Your pre-qualification also will make your offer more attractive to the seller, like you were bringing them a bag full of cash! They will not need to be concerned that they are wasting their time if you don't be able to qualify for a big enough mortgage. The seller of the home won't be concerned that he won't be able to trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount will not cause them concern. You'll have the influence of a buyer ready to make the purchase on the spot!

We will help you pre-qualify

Our mortgage professionals can help you determine the loan amount you can qualify for and the mortgage payment amount you can afford by helping you pre-qualify. In the process, we look at your ability to borrow - looking at your employment, money available for down payment, debt, income, and other areas. We as for a minimum amount of paperwork, with a quick process.

Face to Face

You can certainly use the mortgage calculators on this site to get an idea of how much mortgage you will be able to afford - but it's also valuable to meet with us. For one thing, you'll want a Pre-Qualification Letter! Next, we can consider your mortgage program choices and make sure you have found the right one. Let us help you get started: Call us at 512.257.3749.

Have questions about pre-qualifying? Call us at 512.257.3749. We answer pre-qualification questions every day.